Coverage Details
What HomeSure Covers
Coverage is confirmed at enrollment based on your inspection results. We only cover what we've personally verified — so claims are honored, not rejected.
Mechanical Systems
Heating, cooling, and climate control inspected to rated performance.
- HVAC systems (central air & heat)
- Furnace & heat exchanger
- Heat pump
- Ductwork & air handlers
- Water heater (gas & electric)
- Sump pump
Electrical Systems
Panel and wiring verified to safe operating limits before coverage begins.
- Electrical panel box
- Main wiring & branch circuits
- Outlets & receptacles
- Switches & dimmers
- Ceiling fans
- Permanently installed light fixtures
Plumbing Systems
Lines, fixtures, and drains pressure-checked before enrollment.
- Supply & distribution pipes
- Drain lines & waste lines
- Water supply lines
- Faucets & valves
- Toilets & flush mechanisms
- Garbage disposal
- Water softener
Coverage is inspection-confirmed
Before your plan activates, a HomeSure inspector verifies each system listed above. Only systems passing inspection are covered — and any pre-existing issues can be repaired at our discounted rates before enrollment so there are no exclusions at claim time.
What's Not Covered — But Still Available
Appliances (refrigerator, washer/dryer, dishwasher), cosmetic repairs, and structural items are not covered under the warranty. However, Gold and Platinum members can request these services at flat-rate pricing through the HomeSure app — no markups, no surprises.
View Plan Details